The state of Arizona is among the top ten in the nation for having the most credit cards.
According to a new study by WalletHub, Arizonans rank ninth among all states concerning credit card ownership.
The average Arizonan has an average of five credit cards. The average American has around four open credit cards, per their data.
There was an average of between one and two credit cards opened by Arizonans in the third quarter of 2023, with the average number of credit cards owned ballooning to between five and six that quarter.
Compared to last year, that marked a six to seven percent decrease in the average number of new credit cards opened. However, there was an overall increase of nearly seven percent in the number of average credit cards owned by Arizonans in the same time frame.
Outranking Arizona, in order for most to least, were: Alaska, New Jersey, Nevada, Wyoming, Arkansas, Florida, Georgia, and California.
The combined high ranking and increase in credit card ownership in the state may be another symptom of the poor health of the economy.
Last November, Arizona was among the states facing the highest inflation rates in the nation. According to the latest Consumer Price Index data, prices have gone down by less than half a percent over the past month, but up by over three percent compared to one year ago.
Over the last quarter of 2023, Arizona’s cost of living ranked 36th in affordability. RentCafe data reflects Arizona’s cost of living to be around six percent higher than the national average: 20 percent higher in housing, two percent lower in utilities, two percent higher in food, four percent lower in health care, even in transportation, and one percent higher in goods and services.
Earlier this month, CBS News reported that Arizonans would have to spend over $13,000 more annually to maintain the same basic cost-of-living standards from last year. That’s over 16 percent higher than the national estimation: over $11,000.
In September, the National Low Income Housing Coalition reflected in its annual report that the average Arizonan would need to make nearly $30 an hour to afford a two-bedroom rental home. That translates to 86 hours at the $13.85 minimum wage, or 71 hours for a one-bedroom rental home.
Yet, Arizona was ranked among the top 20 in the nation for business.
Coupled with these facts, credit card debt ballooned to a record high of nearly $1.1 trillion in the third quarter of this year, part of a record high of over $17 trillion of overall household debt. Per a previous study by WalletHub over the summer, Arizona ranked 10th for credit card debt.
Corinne Murdock is a reporter for AZ Free News. Follow her latest on Twitter, or email tips to corinne@azfreenews.com.
Arizona’s Republican legislative leaders scored a significant legal victory as the clock runs out on 2023.
On Thursday, a panel for the United States Court of Appeals for the Ninth Circuit issued an order against the Biden Administration’s Contractor Vaccine Mandate in Mayes v. Biden, vacating its earlier opinion for mootness. According to the Ninth Circuit, the president rescinded his Executive Order in May, following the Ninth Circuit’s decision to reverse and vacate the district court’s grant of a permanent injunction; and earlier this month, the nation’s high court “vacated as moot the judgment in three cases concerning vaccine mandates.” The U.S. Supreme Court’s action was the final straw for the federal contractor vaccine mandate at stake in the Arizona case.
The news came months after the 56th Arizona Legislature had filed an Emergency Application to the Supreme Court of the United States in the case, arguing that “the Ninth Circuit overreached when it disturbed the status quo and stayed the district court’s injunction sua sponte.” After filing the application, Petersen said, “The Legislature’s intervention in this lawsuit against President Biden is critical in protecting the sovereignty of our state and the rights of all Arizonans.”
Both the Arizona Senate and House Republican Caucuses championed the December order from the federal appeals court. The Arizona Senate Republicans “X” account posted, “MAJOR win this week for Arizona Legislative Republicans in protecting you against a FORCED COVID-19 VACCINE!!… President [Warren Petersen] immediately fought back at this unconstitutional overreach and didn’t stop even after Biden revoked his emergency order at the end of the pandemic.”
MAJOR win this week for Arizona Legislative Republicans in protecting you against a FORCED COVID-19 VACCINE!!⁰⁰Earlier this year, Biden issued a mandate that anyone who is employed by a federal contractor (which includes state government workers) is required to get the… pic.twitter.com/3Raect5TjE
The Arizona House Republicans wrote, “BIG WIN! The 9th Circuit today vacated its opinion that upheld Biden’s unconstitutional vaccine mandate for federal contractors. Thanks to [Arizona House Speaker Ben Toma] for intervening to protect Arizonans’ medical freedoms!”
🚨BIG WIN!🚨 The 9th Circuit today vacated its opinion that upheld Biden’s unconstitutional vaccine mandate for federal contractors. Thanks to @AZHouseGOP Speaker @RepBenToma for intervening to protect Arizonans’ medical freedoms!
The case began as Brnovich v. Biden in 2021, when former Arizona Attorney General Mark Brnovich filed the first lawsuit in the nation against the president’s COVID-19 vaccine mandates. At the time, Brnovich said that “the federal government cannot force people to get the COVID-19 vaccine,” and that “the Biden Administration is once again flouting our laws and precedents to push their radical agenda.” Brnovich’s suit was heard before U.S. District Court Judge Michael Liburdi, who later, in February 2022, issued a permanent injunction against the president’s mandate for federal contractors.
Daniel Stefanski is a reporter for AZ Free News. You can send him news tips using this link.
Minimum wage in Arizona will rise to over $14 an hour in the new year, a 50-cent increase from the previous amount of over $13.
At $14.35, that will make Arizona the state with the ninth-highest minimum wage in the country. Only eight Democratic-led states — California, Washington, New York, Connecticut, New Jersey, Maryland, Massachusetts, and Colorado — outrank Arizona in their minimum wages offered.
Arizona was one of 22 states to receive a minimum wage increase.
The state’s minimum wage adjustment originated with Proposition 206 — referred to as the Fair Wages and Healthy Families Act — passed by voters in 2016 under former Gov. Doug Ducey. At the time of the act’s passage, the minimum wage was about $8 an hour. The act initiated an incremental increase in the minimum wage from $8 in 2016 to $12 an hour in 2020, with all subsequent annual changes based on cost of living increases.
The act exempts individuals employed by parents or siblings, babysitters, state or federal government employees, and small businesses that gross less than $500,000 annually and don’t have to pay a minimum wage per federal law.
Since 2006, municipalities have been allowed to set a local minimum wage higher than the state.
Flagstaff and Tucson both have their own minimum wage ordinances; Flagstaff requires its wage to be at least $2 higher than the state, while Tucson currently has an incremental increase to reach $15 by 2025.
2024 marks the first year Flagstaff will adjust its minimum wage based on cost of living. Tucson will adopt the same schedule after 2025.
According to those parameters, Flagstaff’s minimum wage will rise to $17.40 come January. Tucson was set to reach a $14.25 minimum wage this year according to its schedule, but according to the law will match the state raise to $14.35.
In recent years, Flagstaff has battled with the state in court over its minimum wage schedule. The Arizona Court of Appeals ruled in February that the city would have to pay the state over $1.1 million for its minimum wage ordinance, per a 2019 law requiring annual assessments of municipalities with a minimum wage exceeding that imposed by the state. These assessments review estimated state agencies’ costs attributable to the higher minimum wage.
The federal minimum wage remains at $7.25 an hour, unchanged since 2009. Democrats in the House and Senate are looking to change that with proposed legislation to increase the minimum wage to $17 by 2028.
According to an Economic Policy Institute analysis, the raise would result in an estimated $86 billion annually in wages for over 27.8 million workers, averaging out to about $3,000 more per worker annually. Those millions affected make up about 19 percent of the national workforce.
In Arizona, the proposed federal minimum wage raise would impact roughly 629,000 workers with an average annual increase of over $900.
The Congressional Budget Office (CBO) issued a review of similar legislation which proposed a minimum wage increase of $15 an hour by 2027. CBO estimated that earnings would raise for some, but overall there would be a decrease in employment.
Corinne Murdock is a reporter for AZ Free News. Follow her latest on Twitter, or email tips to corinne@azfreenews.com.
Law enforcement at the front lines of the border crisis is looking for new recruits.
Last week, the Chief Patrol Agent for the Detroit Sector of the United States Border Patrol, Robert Danley, posted a notice to “X” that his agency is hiring. Chief Danley shared information about hiring incentives and the link for interested men and women to apply.
— Chief Patrol Agent Robert Danley (@USBPChiefDTM) December 22, 2023
For years, the Border Patrol has been under duress from the deluge of illegal immigration across America’s southern border. The border has been ‘open,’ more or less, for decades, but the situation on the ground has reached unprecedented levels in the past ten years. Over the past three years, during the Biden Administration, the border crisis has arguably been at its peak, forcing the already thin ranks of Border Patrol agents to process hundreds of thousands of incoming illegal aliens.
According to the U.S. Customs and Border Protection, there were 19,357 Border Patrol agents in Fiscal Year 2022.
Border Patrol agents have faced new threats in 2023, in addition to their wearisome workload at their stations, leading many to wonder how many individuals would want to sign up for what this job has become. In October, the Vice President of the National Border Patrol Council, Art Del Cueto, posted a picture of online messages that contained threats and concerning solicitations about personal information for agents and members of their families.
The messages shared by Del Cueto included the following:
“We will pay for any addresses of border patrol agents!!”
“$200 your way if you get me a border patrol agent’s address”
“$1k if you get me they mommas address”
“We offer $$$ for information on BP agents”
“Top dollar on good info”
“I’ll post us torturing any bp agent u send”
Ali Bradley, a National Correspondent for NewsNation, shared additional insight from conversations with Border Patrol agents, stating that “the agency says the messages also show the intent to post the torture of BPAs on social media.”
NEW: “We will pay for any addresses of border patrol agents!!”@CBP sends out internal alert to agents after intercepting messages seeking the home addresses of agents and their families with an intent to do harm— The text message obtained by CBP states, “$200 your way if you… pic.twitter.com/98PA8pYdWv
Earlier this month, two wives of Border Patrol agents joined Fox News to talk about the crisis and their perceptions of the lawlessness through the eyes of their husbands. One of the women, Alison Anderson, said, “We have literally watched our border be handed over… he often talks about, why did our brothers die? Why did people die defending this country for this administration to sit there, lie about what they’re doing and hand over our border and our national security?”
In Fiscal Year 2023, there were 2,475,669 encounters of illegal immigrants at the southern border – in addition to the ‘gotaways’ who slipped by agents. Through the first two months of the newest fiscal year (October and November), there were 483,404 apprehensions at the southern border. Both months have outpaced FY 23s figures so far.
Daniel Stefanski is a reporter for AZ Free News. You can send him news tips using this link.
Another one of Arizona’s 14 career and technical education (CTE) districts can’t prove it effectively prepared students for high-need technical occupations despite spending over $1.4 million.
A report issued last week by the Arizona auditor general revealed that the Cobre Valley Institute of Technology (CVIT) didn’t collect, validate, and use complete data to assess whether students were successfully prepared to enter high-need occupations or earned industry certifications through its programs.
“Without collecting, validating, and using complete and reliable key outcome data about jobs obtained and certifications earned by its students, the District could not demonstrate to students, parents, the public, and State policymakers that its programs were effective in achieving the statutory purpose of preparing students for entry into high-need occupations,” reported the audit.
CVIT reported that it didn’t factor student employment and industry certification data because it didn’t have a reason to distrust self-reported data from its students and member districts. The auditor general rejected the permissiveness as prone to corrupting the data quality with errors and misreporting.
High-need occupations are those defined by the Arizona Office of Economic Opportunity and the Arizona Department of Education as high-skill, high-wage, or in-demand occupations. These careers normally don’t require a higher education or advanced degree, and may require certification or licensure.
CVIT paid over $176,000 to partner with Eastern Arizona College: $130,000 in tuition and other fees for its students to attend the program and $46,000 for classroom supplies and equipment purchases. It also paid over $575,000 in satellite funding to its member districts and about $120,000 on grants passed to member districts and equipment purchases.
Administrative costs were the second-biggest portion of the $1.4 million collectively, totaling about $529,000. CVIT spent about $356,000 on salaries and benefits for its superintendent and business manager, administrative supplies and equipment, audit services, and advertising, as well as nearly $173,000 on support services for the salaries and benefits of staff performing program director duties, attendance software and services, insurance costs, school safety supplies and equipment, and cell phone services.
According to the auditor general, CVIT didn’t have consistent processes in place to collect student job placement data, though it surveyed students who completed a CTE program to determine if they were employed, enrolled in postsecondary education, or enlisted in the military, and were using skills and knowledge acquired in their CTE programs.
Additionally, CVIT only validated certification data for students who attended central campus programs, not member districts.
The auditor general recommended CVIT develop and implement consistent data collection protocols for all CTE programs: collecting and validating complete data such as student certifications earned and post-graduate jobs obtained. CVIT issued a response agreeing with the auditor general’s finding and recommendations.
CVIT wasn’t the only CTE district to fail to prove its funding adequately prepared students for high-need occupations. The auditor general reported in September that the Northern Arizona Vocational Institute of Technology also didn’t.
Corinne Murdock is a reporter for AZ Free News. Follow her latest on Twitter, or email tips to corinne@azfreenews.com.
An Arizona legislator is turning the tables on the Democrat incumbent President of the United States.
Earlier this month, freshman State Representative Cory McGarr announced that he would be sponsoring a bill in the upcoming legislative session to “remove Joe Biden from the ballot.”
The news was released alongside two other legislators from other states – Pennsylvania State Representative Aaron Bernstine and Georgia State Representative Charlice Byrd. Bernstine and Byrd also plan on introducing similar bills in their respective chambers, according to their release.
In a post on “X,” McGarr said, “Biden is leading an insurrection on the border. Time to remove him from the ballot.”
Biden is leading an insurrection on the border. Time to remove him from the ballot. pic.twitter.com/DS4ATDkAe5
The catalyst for the bills stemmed from the recent decision from the Colorado State Supreme Court to remove former President Donald J. Trump from the ballot in the state for 2024. The trio of legislators admitted as much in a joint statement, saying, “The absurdity of radical Democrat judges removing Donald Trump from the ballot in Colorado will be a stain on the American political system for decades. By their very own interpretation of the law, Joe Biden is 100% not eligible to run for political office.” The lawmakers added, “Democrats’ insane justification to remove Trump can just as easily be applied to Joe Biden for his ‘insurrection’ at the southern border and his alleged corrupt family business dealings with China. Colorado radicals just changed the game and we are not going to sit quietly while they destroy our Republic.”
A few of McGarr’s colleagues noted their approval of his efforts. Representative Travis Grantham gave a one-word nod to the joint statement posted to the social media platform.
Guy Benson, a national political pundit and writer on Fox News and Townhall.com picked up on the news from the three legislators. He posted the following to his “X” account: “Here we go…GOP state lawmakers file legislation to remove Biden from the ballot in 3 states, claiming he’s guilty of aiding an ‘insurrection’ at the border & citing his family’s foreign business dealings. They explicitly say their goal is to ‘showcase the absurdity’ of Colorado.”
Here we go…GOP state lawmakers file legislation to remove Biden from the ballot in 3 states, claiming he’s guilty of aiding an ‘insurrection’ at the border & citing his family’s foreign business dealings. They explicitly say their goal is to “showcase the absurdity” of Colorado: pic.twitter.com/A0fArAlsti
McGarr and his out-of-state colleagues ended their joint statement with their rationale for the future introduction of these bills. They said, “To be clear our objective is to showcase the absurdity of Colorado’s decision and allow ALL candidates to be on the ballot in all states. To do that, we must fight back as Republicans against the communists currently running our great country.”
The motivations for these bills may become moot, however, thanks to a surprising revelation from the Colorado Secretary of State on Thursday. Secretary of State Jena Griswold issued a statement to share that, with the appeal from the state’s Republican Party, “Donald Trump will be included as a candidate on January 5, 2024, unless the U.S. Supreme Court declines to take the case or otherwise affirms the Colorado Supreme Court ruling.” Griswold highlighted her belief that “Donald Trump engaged in insurrection and was disqualified under the Constitution from the Colorado Ballot.”
As the Colorado Secretary of State’s Office noted, January 5 is the “deadline for (the office) to certify the names and party affiliations of candidates on the 2024 Presidential Primary Ballot,” and it is also a conference day for the nation’s high court.
Daniel Stefanski is a reporter for AZ Free News. You can send him news tips using this link.
