New Law Adds ID Checks, Alerts, Felony Penalties For Deed Fraud
By Matthew Holloway |
Arizona homeowners will receive expanded protection against deed and title fraud under Senate Bill 1479, which Gov. Katie Hobbs signed into law last week after it received unanimous support in the Arizona Senate.
The bipartisan legislation was sponsored by Arizona Senate Majority Whip Frank Carroll (R-LD28) and co-sponsored by Reps. Selina Bliss (R-LD1) and Patricia Contreras (D-LD12). The bill was also backed by Maricopa County Assessor Eddie Cook, Gov. Katie Hobbs, and Attorney General Kris Mayes.
SB 1479 establishes new requirements for recording property documents, creates a statewide alert system for property owners, increases criminal penalties for fraudulent filings, and repeals an Arizona law that critics said could allow forged deeds to become legally valid if left uncontested for five years.
According to Maricopa County officials, deed fraud is a growing concern nationwide. Fraudsters can use forged signatures and fraudulent documents to transfer property ownership or attempt to secure a loan against a home they do not own, sometimes before the actual owner becomes aware of the transfer.
In a February statement, Carroll said, “Property ownership is the cornerstone of financial security for families, seniors, and small businesses in Arizona. When criminals are able to forge documents, record false claims, or quietly transfer property without the rightful owner’s knowledge, it erodes trust in our entire system.”
According to the Phoenix Business Journal, a 2025 survey by the National Association of Realtors found that Arizonans lost nearly $50 million to real estate fraud in 2024.
“A home is often a family’s most important investment, both financially and emotionally,” Cook said in a statement. “Deed fraud robs people of far more than property; it steals their sense of security.”
Under the new law, anyone recording a document in person at a county recorder’s office will be required to provide photo identification, with exemptions for certain professionals, including escrow officers, attorneys, and financial institutions.
The legislation also requires county assessors to create an opt-in property alert system by Jan. 1, 2027. The system will notify homeowners whenever the ownership status of their property changes or when the mailing address associated with the property is changed.
SB 1479 also expands the information required on an Affidavit of Legal Value. Buyers and sellers will now be required to provide mailing addresses and phone numbers, while email addresses will remain optional.
The measure also increases the penalty for filing false property documents from a Class 1 misdemeanor to a Class 5 felony to reflect “the severity and financial harm caused by deed fraud,” according to a release from the County Assessor’s Office.
The bill also repeals Arizona Revised Statute §12-524, the law at issue in the Arizona Supreme Court case Dominguez v. Dominguez, a prominent forged deed dispute. Critics argued the law created a loophole under which a forged deed could become legally valid if it was not challenged within five years.
In addition, notaries will now be required to obtain a thumbprint in their journal for most deeds and real estate documents. Remote notarizations are exempt if video recordings verifying the signer’s identity are retained for at least seven years.
Cook said the Maricopa County Assessor’s Office began prioritizing deed fraud prevention in 2024 and hosted a seminar last year with county officials, industry representatives, and lawmakers to discuss the issue and develop legislative solutions.
Cook said the new law provides “the early alerts, verification safeguards, and legal teeth we need to stop criminals before harm is done.”
Matthew Holloway is a senior reporter for AZ Free News. Follow him on X for his latest stories, or email tips to Matthew@azfreenews.com.