The city with the largest number of credit card owners was Port St. Lucie, Florida, followed by Nashua, New Hampshire; Irvine, California; Garden Grove, California; and Cape Coral, Florida, WalletHub’s Wednesday survey showed.
“Port St. Lucie, FL ranks first because residents own a lot of cards and are adding new accounts quickly,” WalletHub editor John Kiernan said. “Port St. Lucie residents opened more credit cards than people in any other city during Q4 2023, at 1.45 cards on average. People in Port St. Lucie own an average of 6.39 credit cards, which is more than the average in all but three other cities, so it’s especially important for residents to ensure they make all their monthly payments on time and avoid overspending.”
Wallethub conducted the survey to determine which areas might be financially vulnerable this year, as credit card debt continues to climb due to inflation and record-high interest rates.
“There isn’t a magic number of credit cards you should have in your wallet. It’s good to own multiple cards if you can manage them well, by paying on time, keeping your credit utilization low and waiting at least six months between applications,” Kiernan said. “However, if you’re opening new cards simply to spend beyond your means, you’ll quickly find many cards hard to manage.”
The report measured the average number of cards owned per person and the average number of new cards opened per person in Q4 2023, as well as the percent change in both from Q4 2022.
Residents of Grand Rapids, Michigan; Honolulu, Hawaii; Wichita, Kansas; Huntington, West Virginia; Portland, Maine; Des Moines, Iowa; South Burlington, Vermont; Lincoln, Nebraska; Pearl City, Hawaii; and Washington, D.C. had the least credit cards.
Tempe is home to Tempe Town Lake, Arizona’s second most popular public attraction, drawing 2.4 million visitors and generating nearly $2 billion in economic impact since its opening.
Technology, restaurants, retail, and hospitality are all rapidly growing in Tempe.
“We have a lot of corporate offices along Rio Salado. So, you’ve got a lot of larger players like Caravana, State Farm, and Open Door,” Colin Diaz, president, and CEO of the Tempe Chamber of Commerce, told Fox 10. “We still have a decent amount of health care. There’s financial tech that’s growing as well, manufacturing is still a pretty good space.”
In 2021, Tempe had a population of 179,000 with a median age of 29.6 and a median household income of $64,080.
Elizabeth Troutman is a reporter for AZ Free News. You can send her news tips using this link.
Former boxing champion Mike Tyson recently launched a middle and high school in Phoenix, Arizona.
Tyson Transformational Technologies Academy is a Cognia Accredited Micro-School in Arizona for grades six to 12.
The world Champion boxer, entertainer, and entrepreneur partnered with the Foundations Academies School System and undefeated MMA fighter Daniel Puder to start the school.
“It’s important to me that I am able to share my life experiences to inspire the next generation,” Tyson said. “This new educational institution will build core values that I am honored and grateful to be part of the Arizona community. I was thrilled to be part of the ribbon cutting ceremony and meeting some of the students.”
The price of tuition is covered through the Empowerment Scholarship Accounts (ESAs) and internal school scholarships.
Since late 2022, all Arizona students have been eligible for an ESA as a K-12 student or as a preschool student with a disability. Families with qualifying students enrolled in the ESA program can use their ESA funds for expenses including educational services, education providers, curriculum, and other educational expenses.
Tyson’s school aims to “redefine learning by combining innovation, financial literacy, mentorship, and community engagement.” The academy will provide quality education and opportunities for personal growth to every youth regardless of their academic challenges, ethnicity, or socio-economic status, the Feb. 15 news release says.
“As a society, we get to build our youths for the next generation,” Puder said. “We are so blessed to have Mike Tyson part of our school system. He inspires our students.”
To enroll their child, parents can contact (480) 448-5181.
Elizabeth Troutman is a reporter for AZ Free News. You can send her news tips using this link.
A Phoenix-based group of Teamsters is celebrating the Arizona State House Judiciary Committee’s passage of a bill to protect transit workers.
House Bill 2742 aims to protect transit, airline, and rail workers by significantly increasing the criminal penalty for assaulting them. It has bipartisan support and the endorsement of many transit, airline, and rail employers.
Teamsters Local 104, which represents 1,400 transportation workers across all industries in the Grand Canyon state, said the bill’s progress through the state House is a step in the right direction toward keeping transportation workers safe.
“The advancement of this bill for our members marks another significant step toward acknowledging the severity of crimes committed against transportation workers,” Karla Schumann, Secretary-Treasurer of Local 104, said in a news release. “This legislation directly confronts the critical issue of aggravated assault against transit, airline, and rail employees, underscoring the inherent dangers they encounter daily while serving the public.”
Schumann thanked Rep. Consuelo Hernandez, a Democrat, for sponsoring the bill. Hernandez, who has served as president of the Sunnyside Union School District School Board and worked as district manager of major accounts with ADP, is a member of the Transportation Committee.
“We express our deepest appreciation to Representative Consuelo Hernandez for her leadership and dedication in introducing HB2742, and to the Arizona State House Judiciary Committee for recognizing the urgency of this issue and for swiftly passing this important legislation out of committee,” Schumann said.
Local 104 members joined other transit workers in sharing their personal experiences of violence in their workplaces at the Capitol prior to the bill’s passage. Reported experiences included being struck with fire extinguishers, rocks, hammers, knives, and closed fists.
“State legislators must now pass this bill and have it signed into law as soon as possible,” Schumann said. “Local 104 will continue to advocate for legislation that safeguards our transportation members, ensuring they can perform their duties without fear of violence or harm.”
Elizabeth Troutman is a reporter for AZ Free News. You can send her news tips using this link.
The Goldwater Institute is suing the Biden administration for fining Grand Canyon University for $37 million without explanation.
The U.S. Department of Education assessed a record fine of $37 million against the private, Christian university in October 2023. This marks the largest fine of its kind ever assessed by the department.
The Goldwater Institute, a Phoenix-based conservative think tank, is suing the administration to get answers about the fine and hold the government accountable.
Fines on universities who have improperly dealt with sexual assault pale in comparison to those levied against GCU. The Department of Education fined Penn State University only $2.4 million for failing to report the crimes of serial pedophile Jerry Sandusky. Michigan State University was fined a mere $4.5 million fine for refusing to address sexual assaults committed by athletic director Larry Nassar, who abused more than 500 students.
The Education Department claimed to fine GCU for insufficiently informing P.h.D students that they may have to take continuing courses while completing their doctoral dissertations. The federal government report did not cite any student’s complaints, and Education Department personnel did not visit GCU as part of its so-called investigation.
The Goldwater Institute submitted a Freedom of Information Act request to the department to gain clarity on the fine against GCU.
“The records may help inform the public about this extraordinary fine, as well as coordination between various federal agencies in what appears to be the intentionally targeting of a successful university—one that’s no stranger to run-ins with the feds—based on extraordinarily thin allegations,” a Goldwater news release says.
The Department of Education refused to turn over these public records, the think tank said, so it is suing the agency in federal court to get them anyway.
“With its motto of ‘private, Christian, affordable’ and its track record of graduating students into high-demand and high-paying jobs, GCU is a success story by any metric,” Goldwater Institute staff attorney Stacy Skankey said. “And it stands apart from universities across the country that are facing declining enrollment, that are indoctrinating students with radical politics, and that are under attack for failing to defend the First Amendment.”
Correction: A previous version of this story incorrectly stated that the Goldwater Institute was founded by Barry Goldwater. The story has been corrected.
Elizabeth Troutman is a reporter for AZ Free News. You can send her news tips using this link.
The gender support plan, filled out by school staff, caregivers, and students, allows schools to hide students’ identification as transgender from their parents.
The purpose of the document is to “create shared understandings about the ways in which the student’s authentic gender will be accounted for and supported at school.”
The district’s plan to support a minor’s transgender status despite parent support or knowledge appears to be in direct violation of the Arizona Parents’ Bill of Rights, which states that parents have the “right to make all health care decisions for the minor child.”
The form asks for the name the student uses, the name on their birth certificate, their gender identity, and so-called assigned sex at birth.
The “Parent/Guardian Involvement” section on the form measures parent knowledge of their child’s “gender status.” The form asks if parents are aware of the child’s gender status, then offers a scale of 1 to 10 to denote the student’s parents’ level of support.
“If support level is low, what considerations must be accounted for in implementing this plan?” the form asks.
The “Student Safety” section of the form establishes a “go to adult” at the child’s school, and asks “if this person is not available, what should the student do?”
In the “Privacy: Names, Pronouns and Students Records” section, the plan asks, “How will instances be handled in which the incorrect name or pronoun are used by staff members?”
The document asks for the “name/gender marker” on the student’s identity documents and entered into the Student Information System, as well as the name and pronouns to be used when referring to the student.
The form asks about what adjustments need to be made to protect the student’s privacy and who will be the point person for ensuring the adjustments are made.
Scottsdale also uses the document to denote what bathroom the student will use and where they will change clothes, demonstrating that the district would allow biological male students to share rooms, bathrooms, and changing rooms with females.
“What are the expectations regarding rooming for any overnight trip?” the form asks.
The district, which educates 22,000 students, also suggests that biological male student athletes would be allowed to play in girls’ sports.
“In what extracurricular activities or programs will the student be participating (sports, theater, clubs, etc.)?” asks Scottsdale Unified School District.
Elizabeth Troutman is a reporter for AZ Free News. You can send her news tips using this link.
